FX / CFD · 2-step · 1-step · 3-step · Since 2016

The5ers Review: rules, challenges and payouts

Name: The5ers Review (2026): Rules, Payouts & Fees | XSR
Item: The5ers
Rating: 4.4
Author: XSR Trading Community

Suits — Traders with an existing edge who want the split pushed to 100%.

CEO: Gil Ben Hur
Headquarters: London, United Kingdom
Founded: 2016· 10 yrs
Access: HKOpenTWOpen

Platforms

MT5
cTrader
TradingView

Discount code

No code yet

No working code right now

You pay the firm's list price. We will add a code here as soon as there is one we can stand behind.

Open The5ers

What it covers

The5ers publishes no public code. Its current deal is the Summer Plan, priced without a code: a $100,000 two-step for $149 (a regular $100,000 High Stakes is $405), $179 with the 8% first target, or a $100,000 one-step for $249. No end date is printed.

XSR score

From

$19

one-time · $2.5K

Max allocation

$4M

The scaling ceiling on Pro Growth, Hyper Growth and Bootcamp; High Stakes tops out at $500,000. Starting capital is limited by per-program account counts, e.g. $40,000 of Hyper Growth evaluations or $600,000 across Summer Plan accounts.

Sizes

$2.5K–$200K

Programs 8

First payout

14days

every 14 days

Trustpilot

4.7/5

What The5ers is, and who it suits

What the firm is, who it suits, and what you will trade it on.

XSR summary

The5ers (Five Percent Online Ltd, incorporated in Israel and the UK) dates from 2016, one of the oldest forex prop firms, and runs MT5, cTrader and TradingView accounts with static loss limits and no time limits. Its programs differ a lot: High Stakes is a classic two-step at 1:100; Pro Growth a one-step at 1:30; Hyper Growth a pricier one-step that pays 50% from the first target and doubles the account every 10%; Bootcamp a three-step you pay for mostly after passing. Funded accounts scale at every 10% target (5% on Bootcamp) up to $4,000,000, and High Stakes adds a fixed monthly payment from $350,000. Watch for payout caps on larger High Stakes and Summer Plan accounts, the 2-minute news ban on High Stakes, and starting splits as low as 50% on Hyper Growth and Bootcamp.

Written by XSR from the firm's own pages — not generated, not paid for.

Suits

Traders with an existing edge who want the split pushed to 100%.

Watch out for

Programs differ a lot: Hyper Growth and Bootcamp start at a 50% split, larger High Stakes accounts have payout caps, and there is a 2-minute news ban.

Platforms3

MT5MT5
cTradercTrader
TradingViewTradingView

The details

Data feed / broker: Commercial liquidity providers (not named by The5ers)
Assets: FXMetalsIndicesEnergyCrypto
Instruments: Forex, metals, indices, oil and crypto CFDs on MT5; the full list is on The5ers' asset specifications page.
Leverage and limits: High Stakes and Summer Plan: forex 1:100, indices and metals 1:25, commodities 1:5, crypto 1:2 (oil temporarily 1:5 on funded $50,000/$100,000 High Stakes). Pro Growth, Hyper Growth and Bootcamp: forex 1:30, indices and metals 1:25, commodities 1:1.5, crypto 1:0.6.
Commissions: Forex $4 per lot round trip ($2 to open, $2 to close); indices free; metals, oil and crypto percentage-based. Major-pair spreads typically 0.2–0.9 pips. cTrader costs $10 extra per account. Crude oil swap is about $20 per lot, ×10 over the weekend.
Max allocation: $4MThe scaling ceiling on Pro Growth, Hyper Growth and Bootcamp; High Stakes tops out at $500,000. Starting capital is limited by per-program account counts, e.g. $40,000 of Hyper Growth evaluations or $600,000 across Summer Plan accounts.
Legal entity: Five Percent Online Ltd

The5ers challenges and prices

Pick a program and a size. Every number is the firm's list price and rule before any code.

Two steps at 10% then 5%, with 3 profitable days per step and 1:100 leverage. The cheaper of the two High Stakes options; $50,000 and $100,000 accounts carry tighter 4% daily and 8% total limits and a payout cap. Paid once per attempt.

Account size

Terms of this account

High Stakes (New) · $50K

$249one-time

Activation fee: None
Profit target: +$5,00010%
Stage 2 target: +$2,5005%
Max loss: −$4,0008%
Daily loss limit: −$2,0004%
Min. trading days: 3
Time limit: None
Consistency (test): None
Profit split: 80% up to $150,000; 85% from $175,000; 90% from $250,000; 100% plus a fixed $4,000 a month from $350,000 ($10,000 at $500,000).

Target against room to lose

Fixed (static)

$2,820 of room leftPass

Loss floor: −$4,0008%
Start: $50K
Target: +$5,00010%

The loss limit is measured from your starting balance and never moves. The most forgiving of the three.

Illustration: a made-up path held to this account's real limits. Stage 2 target: +$2,500.

Once you are funded

No activation fee. Passing Step 1 earns 10% of the fee in hub credit and Step 2 another 20%; the other 70% is added to the funded account in cash and paid with the first payout (needs $150 profit and 14 days). Each 10% gain with 3 profitable days scales the account. $50,000 accounts cap each payout at $3,000 ($300 minimum profit); $100,000 at $4,000 ($500).

The5ers rules, in plain words

Most dangerous first. Each one says what the rule is, how it is measured, and what it looks like on a real account.

2 Strict5 Watch out2 Good to know

Stop-out: a fixed floor below the starting balance
Strict
Every program uses a static stop-out from the starting balance: 10% on High Stakes up to $25,000 and on Summer 2-Step (8% on $50,000/$100,000 High Stakes); 6% on Pro Growth, Hyper Growth and Summer 1-Step; 5% on Bootcamp steps and 4% once funded. Equity touching it closes the account. Profit left in the account widens your cushion; payouts shrink it.
Example
On a $5,000 High Stakes account the floor is $4,500. At $5,300 you have $800 of room; withdraw $300 and you are back to $500.
Daily loss: from the higher of balance or equity at midnight
Strict
High Stakes (5%, or 4% on $50,000/$100,000), Pro Growth (3%) and the Summer Plans (3%) have a hard daily limit. At 00:00 MT5 server time (GMT+2, GMT+3 in summer) the higher of balance and equity becomes the base; equity falling that percentage below it terminates the account.
Example
A $25,000 High Stakes account has $26,000 equity at midnight. The 5% limit for the next day is $1,300, so equity below $24,700 closes the account.
Daily pause on Hyper Growth and funded Bootcamp
Watch out
Hyper Growth (every level) and funded Bootcamp accounts have a 3% daily pause instead of a daily loss limit. Hitting it closes your open trades and locks the account until 00:00 (GMT+3); the account survives. The base is the higher of balance or equity at midnight.
Example
With a $10,500 balance at midnight, the pause level is $10,185. If equity drops below it, your trades are closed and you can trade again after midnight.
News: no fills 2 minutes either side (High Stakes, Summer Plan)
Watch out
On High Stakes and the Summer Plans, no market or pending order may fill from 2 minutes before to 2 minutes after a high-impact (red) Forex Factory event on the related currency or index, by server time; holding through news is fine. Profit from such trades is removed and losses stay. Pro Growth, Hyper Growth and Bootcamp may trade news, but bracketing it with a buy stop and a sell stop is banned.
Example
US CPI is at 15:30 server time, so no order may fill between 15:28 and 15:32. A buy stop placed at 15:00 that triggers at 15:31 still counts as a violation.
Payout caps and minimums
Watch out
The general minimum is $150 of profit. $50,000 High Stakes accounts cap each payout at $3,000 ($300 minimum profit) and $100,000 accounts at $4,000 ($500); Summer Plan accounts cap at $2,000 ($3,000 on $200,000) with a $250 minimum. Crypto withdrawals max out at $1,500 each; larger amounts go through Rise.
Example
A $100,000 High Stakes trader who makes $9,000 in a cycle can request at most $4,000 that cycle.
Summer Plan consistency: best day no more than 50%
Watch out
Summer Plan funded accounts, and the Summer 1-Step evaluation, require your best day to be no more than 50% of total profit when you request a payout or scale-up. Only winning trades are added up, so losing trades do not shrink the day's figure. Exceeding it delays the payout; it does not close the account.
Example
A $1,500 best day needs at least $3,000 total profit. A day with +$2,000 and −$800 trades counts as $2,000.
Profitable days on High Stakes and Pro Growth
Good to know
High Stakes needs 3 profitable days per step and per scale-up; Pro Growth needs 3 to pass. A profitable day ends with the lower of midnight balance and equity at least 0.5% of the starting balance above the previous day's balance. Splitting one trade idea across days to inflate the count is prohibited.
Example
On a $100,000 High Stakes account, a day counts only if you end it at least $500 up, with no floating loss pulling midnight equity below that.
Banned practices
Watch out
The5ers bans HFT, tick scalping, arbitrage of any kind, bulk trading (many trades opened at once by a tool), one-sided betting, copying other people or third-party EAs, account sharing, pass-your-challenge services, and opposite positions across firms. EAs are allowed only if you own the source code, and stop-losses must be visible.
30 days without a new trade
Good to know
An account expires after 30 calendar days with no new trade opened; holding a position or logging in does not count. High Stakes funded accounts get 60 days. No program has an evaluation deadline.

Trading styles

News trading
With conditions
High Stakes and Summer Plan: no fills 2 minutes either side of high-impact news. Other programs: allowed, but no bracketing.
EAs / bots
With conditions
Only EAs whose source code you own, with no HFT, tick-scalping or arbitrage logic, and visible stop-losses.
Copy trading
With conditions
Between your own accounts; multiple Bootcamp accounts need different strategies; Hyper Growth copying stops at $500,000 total capital.
Hedging
With conditions
Accounts run in MT5 hedge mode; hedge arbitrage and opposite positions across accounts or firms are banned.
Holding overnight
Allowed
Swaps apply; about $20 per lot on crude oil.
Holding over the weekend
Allowed
Indices carry high weekend swaps; oil is charged ×10 over the weekend.
Scalping
With conditions
HFT and tick scalping are banned.

The5ers payouts: when, how much and how

When you can withdraw, how much, and how the money reaches you.

01 · First payout
14 days after the funded account is activated. Hyper Growth already applies a 50% split to profit on the evaluation level.
02 · After that
Every 14 days from the last approved withdrawal; the timer restarts when the account scales. Approved requests are usually paid within 3 business days after a 24–48 business-hour risk review.
03 · Profit split
High Stakes 80% rising to 100% (plus $4,000–$10,000 a month from $350,000); Pro Growth 75% to 80%–100%; Hyper Growth 50% → 75% → 80%–100%; Bootcamp 50% → 75% → 100%; Summer Plan 75%–80%.

Minimum: $150 of profit (after split); $300/$500 on $50,000/$100,000 High Stakes; $250 on Summer Plan.
Caps: High Stakes $50,000: $3,000 per payout; $100,000: $4,000. Summer Plan: $2,000 ($3,000 on $200,000). Crypto: $1,500 per withdrawal.
Payout methods: Rise
Crypto (USDT TRC20, USDC ERC20, ETH, LTC)
Bank transfer
Hub credits
Before you can request: Close all open trades before requesting; one method per payout.
Rise, crypto and bank transfer each cost 3.5% (bank transfer plus receiving-bank fees); hub credits cost nothing.
Your Rise email must match your The5ers email.
The High Stakes 70% fee refund covers only the part paid with outside money and needs $150 profit and 14 days.
Summer Plan: best day no more than 50% of total profit.

From Hong Kong or Taiwan

Neither Hong Kong nor Taiwan is restricted. USDT on TRC20 or USDC on ERC20 covers amounts up to $1,500; above that The5ers pays through Rise, which reaches local banks or crypto. Every rail costs 3.5%, and bank transfers add your bank's incoming fee. KYC is run by a third-party provider after you pass.

Can Hong Kong and Taiwan traders use The5ers?

Read from the firm's own list. A firm that bans Hong Kong or Taiwan is not listed on XSR at all.

Hong Kong

Not restricted

Taiwan

Not restricted

Applied by country of residence at KYC, which a third-party provider runs. Israel is on the list even though the company is incorporated there. US clients can trade on TradingView only.

Read it on the firm's site

Sources and checks

Checked against the firm's own pages on 7 Oct 2026.

Could not be confirmed on the firm's own pages

These are printed from recent third-party coverage. Confirm them with the firm before you buy.

High Stakes $50,000/$100,000 limits: the program table shows 4% daily / 8% total, while some FAQ answers still say 5%/10%; the table is used here.
The Summer Plan is labelled limited-time, with no end date published.
Whether Hyper Growth's 50% split on the evaluation level is paid out in cash or settled when the account doubles is not spelled out.
The5ers says some accounts carry a 30% consistency rule by account type or region without naming them; only the Summer Plan's 50% rule is recorded here.
Whether $2,500–$25,000 High Stakes accounts have a per-payout cap is not stated.

What we read

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XSR may earn a commission when you buy with a partner code; it never changes the order of firms. Prop-firm evaluations are simulated accounts sold as a product — most buyers do not pass, and no firm is regulated as a category. Nothing here is investment advice.

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