Tradeify Review: rules, challenges and payouts

Platforms9

• TradovateTradovateData feed / broker
• NinjaTraderNinjaTrader
• TradingViewTradingView
• RithmicRithmicData feed / broker
• TradeseaTradesea
• QuantowerQuantower
• Sierra ChartSierra Chart
• R Trader ProR Trader Pro
• WealthChartsWealthChartsData feed / broker

The details

Data feed / broker

Tradovate · Rithmic · WealthCharts

Assets

IndicesFXEnergyMetalsAgricultureRatesStocks

Instruments

CME, CBOT, NYMEX and COMEX futures: equity indices (ES, NQ, YM, RTY, EMD, NKD and micros), currencies (6A, 6B, 6C, 6E, 6J, 6S, M6A, M6E), energy (CL, NG, QM, QG, MCL), metals (GC, SI, HG, QO, PL, PA, MGC) and agriculture (ZS, ZL, ZM, ZC, ZW, HE, LE, GF). Tradovate accounts can also trade EUREX index and bond futures (paid data) and single stock futures. No crypto futures and no Micro Silver (SIL).

Leverage and limits

Contract caps: 1 mini or 10 micros on $25K, 4 / 40 on $50K, 8 / 80 on $100K, 12 / 120 on $150K and 16 / 160 on Select 300K. Ten micros count as one mini and the two can be held together. Growth and Lightning give the full cap from day one. Select funded accounts start lower and scale with end-of-day profit (a $50K starts at 2 minis and reaches 4 at $2,000 profit).

Commissions

Per contract, round trip, all fees included: ES, NQ, YM, RTY $5.76; MES, MNQ, MYM, M2K $1.82; GC $6.20; CL $6.00; MGC, MCL $2.12. Ten micros cost far more than one mini. Level 1 CME data is free once you sign the non-professional agreement on your first Tradovate login; skip it and you may be billed $300 a month.

Max allocation

$750K5 funded accounts × $150K per household, across Growth, Select and Lightning. Limited-release Select 300K V2 funded accounts sit on top, up to 3.

Legal entity

Tradeify Holdings, Corp

1. 01

   End-of-day trailing drawdown, enforced in real time

   Strict

   Your floor sits a fixed amount below your highest end-of-day balance and only moves up at the close. It is checked live against net liquidation (balance plus open P&L), so touching it intraday fails the account even if you finish green. On funded accounts the floor locks at starting balance + $100 once you close $100 past the drawdown amount, or when you request your first payout. Evaluations never lock.

   Example

   Growth 50K: the floor starts at $48,000. Close a day at $51,000 and it moves to $49,000 for the next session. If an open trade drags net liquidation to $48,990, the account fails. On the funded 50K, a close at $52,100 locks the floor at $50,100 for good.

2. 02

   Daily loss limit: a pause, not a fail

   Watch out

   Growth (both phases), Lightning (not 25K) and Select Daily funded accounts have a daily loss limit; Select evaluations and Select Flex do not. Hitting it locks you out until the 6 PM ET session and the account survives. It is not a stop: fills can run past it, and a closer trailing floor fails the account first. On Growth and Lightning it rises to the full drawdown at 6% profit.

   Example

   Growth 100K: daily limit $2,500, drawdown $3,500. If your floor has already moved to $99,500 and you start the day at $101,000, a $1,500 loss fails the account before the daily limit is reached. Once the balance reaches $106,000, the daily limit becomes $3,500 from the next session.

3. 03

   Consistency: one big day delays a pass or a payout

   Watch out

   Consistency is your biggest profitable day divided by total profit, commissions excluded. Select evaluations need 40% or less (50% with the add-on); Select funded accounts have no rule. Growth funded payouts need 35%. Lightning needs 20% for payout 1, 25% for payout 2 and 30% after, recounted after each payout. Breaking it never fails an account; you keep trading until the share drops.

   Example

   Select 50K, $3,000 target: a $1,300 day means you pass only once total profit reaches $3,250 ($1,300 ÷ 0.40). On Lightning 150K after payout 1, the next goal is $4,500 at 25%, so no single day may exceed $1,125.

4. 04

   No hedging, including across accounts

   Strict

   You may not hold opposite positions in the same product or the same product group (equity index, energy, metals, currencies, rates, grains, livestock) at once, in one account or spread across yours; contract size does not matter. An automated check fails accounts when a hedge lasts over 10 seconds and makes over $150. Cross-account cases are reviewed by hand and can put every account involved in violation, with profits forfeited.

   Example

   Long 2 ES on one Select 50K and short 5 MNQ on another is a hedge: both are equity index products. Long ES on both accounts is fine; that is ordinary copy trading.

5. 05

   The 10-second rule on funded accounts

   Watch out

   To request a payout on any funded account, more than 50% of your trades must last longer than 10 seconds and more than 50% of your profit must come from those trades. Missing either does not fail the account; the payout is refused until the mix improves. Evaluations are exempt.

   Example

   You close 40 trades in a payout cycle and 22 of them were held under 10 seconds. That is 55% under the line, so the payout is blocked even if every other condition is met.

6. 06

   Flat by 4:45 PM ET, no weekends

   Watch out

   All positions must be closed by 4:45 PM ET Monday to Friday (12:59 PM on holiday half-days). Tradeify closes anything left open; that does not fail the account, but you take the fill. You may hold overnight inside one session (6 PM to 4:45 PM ET) but not across the daily close or the weekend. A trading day runs 6 PM to 5 PM ET.

   Example

   In Hong Kong and Taipei the cut-off is 4:45 AM during US daylight time and 5:45 AM in winter. A trade opened at 9:30 PM local time and still open at 4:45 AM is closed for you at market.

7. 07

   Select funded accounts start with fewer contracts

   Good to know

   Growth and Lightning give the full contract cap from day one. Select funded accounts (Flex and Daily) start lower and add contracts when end-of-day profit crosses each step, from the next session; a tier once reached is kept even if the balance falls back. Ten micros count as one mini, and the two can be held together.

   Example

   Select 50K funded: start with 2 minis. Close a day at $51,500 and you get 3 minis the next day; a close at $52,000 unlocks the 4-mini maximum.

8. 08

   Trade every account every week

   Good to know

   Each evaluation and funded account needs at least one trade per week, Monday to Friday, counted per account. Tradeify emails a warning first; an idle account can then be deleted, and deleted accounts cannot be reinstated. Accounts cannot be paused.

9. 09

   Account limits

   Good to know

   A household can hold 5 funded accounts at once, across Growth, Select and Lightning. You may buy up to 15 Select evaluations in any 30 days and reset each up to 10 times in 30 days; Growth evaluations are unlimited. Codes do not apply to resets. While you hold a live account, nobody in your household may run sim accounts.

Trading styles

• News trading

  Allowed

  Allowed on every account; slippage, and a daily limit that may not hold, are your risk.

• EAs / bots

  With conditions

  The strategy must be yours alone, not shared with others or other firms, and not HFT; Tradeify can ask you to prove ownership.

• Copy trading

  With conditions

  Copying between your own accounts in the same direction is fine; trading in concert with others or for others is not.

• Hedging

  Not allowed

  Including across accounts and across products in the same group.

• Holding overnight

  Not allowed

  Flat by 4:45 PM ET; holding through the night inside one session is fine.

• Holding over the weekend

  Not allowed

• Scalping

  With conditions

  On funded payouts, over half your trades and profit must come from trades held over 10 seconds.

1. 01 · First payout

   Growth: after 5 days of at least $100 / $150 / $200 / $250 profit, 35% consistency and a balance of $26,500 / $53,000 / $104,500 / $156,500. Select Flex: after 5 winning days. Select Daily: as soon as you are above the buffer. Lightning: once you hit the $1,500 / $3,000 / $6,000 / $9,000 goal within 20% consistency; no minimum days.

2. 02 · After that

   Growth and Select Flex: every 5 qualifying days, the count restarting after each payout. Select Daily: any day you qualify. Lightning: each time you reach the next goal. One open request per account at a time; paid in 24–48 hours (up to 72 outside US business hours).

3. 03 · Profit split

   90% on every simulated funded account from the first payout; Elite Live accounts pay 80%.

Minimum

Growth $250 / $500 / $1,000 / $1,500; Select $250; Lightning $1,000 (the 25K Lightning payout is fixed at $1,000).

Caps

Growth per request: $1,000 on 25K; 50K rises from $1,500 to $3,000, 100K from $2,000 to $4,000 and 150K from $2,500 to $5,000 by payout 4. Select Flex: 50% of total profit, capped at $1,250 / $2,500 / $3,500 / $4,500 (bought from 1 Sep 2026). Select Daily: 2× the cycle's profit, capped at $600 / $1,250 / $1,750 / $2,500. Lightning: $1,000 / $2,000 / $2,500 / $3,000 for payouts 1–3, then $1,000 / $2,500 / $3,000 / $3,500. Profit above a cap stays in the account.

Payout methods

• Rise
• Plane

Before you can request

• Follow the Funded Trader Agreement; a rule breach voids the request.
• From payout 2 on, the current cycle must be net positive; losses after a payout must be earned back first.
• 10-second rule: over 50% of trades, and of profit, from trades held longer than 10 seconds.
• Hold the qualifying balance until approval; dropping below it or failing the account denies the request.
• A request cannot be edited or cancelled, and no new one can be sent until it is processed.
• Pass Sumsub identity checks before a funded account is activated, then Rise onboarding (ID, proof of address, W-8BEN for non-US) before the first payout.

What we read

1. 01Tradeify homepage plan data and coupon config
2. 02Tradeify Pricing Reference
3. 03GROWTH Evaluation Accounts
4. 04Select Evaluation Accounts
5. 05300K Select Account
6. 06Lightning Funded Accounts
7. 07Growth Funded: Account Payout Policy
8. 08Select Flex and Select Daily Payout Policies
9. 09Lightning Funded: Account Payout Policy
10. 10Rules: Trailing Max Drawdowns
11. 11Rules: Daily Loss Limit
12. 12Rules: Consistency Rule
13. 13Rules: Hedging & Correlated Products
14. 14Rules: Permitted Times to Trade
15. 15Guidelines for Traders
16. 16Rules: Restricted Countries
17. 17Rise Payouts: Main Payout Method
18. 18KYC and AML Policy
19. 19Tradeify Elite Program
20. 20Rise: Withdrawals in local currencies

XSR may earn a commission when you buy with a partner code; it never changes the order of firms. Prop-firm evaluations are simulated accounts sold as a product — most buyers do not pass, and no firm is regulated as a category. Nothing here is investment advice.